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Mortgage Expert Witness
Profile: Curtis L. Novy

MORTGAGE EXPERT WITNESS | REAL ESTATE EXPERT | WHITE-COLLAR CRIMES
Serving: Los Angeles, Oakland, Orange County, Riverside, San Diego, San Francisco

Mobile: 858-336-0520 or Email: CurtNovy@gmail.com

 

MORTGAGE EXPERT WITNESS | REAL ESTATE FRAUD EXPERT | INVESTIGATOR

Expert Witness Leveraging 25 Years of Mortgage, Real Estate, Title/Escrow, and Financial Investigation Experience. Website: MortgageExpertWitnesses.com

Introduction:
Curtis L. Novy is a seasoned professional who is uniquely qualified based on his experience and training as a bank fraud examiner, certified fraud investigator, mortgage underwriter, mortgage investigator, mortgage originator, and real estate broker. Mr. Novy has been retained on over 200 civil and criminal fraud cases and has analyzed thousands of transactions.

Representative cases include: bank fraud, commercial & construction loans, elder financial abuse, fraudulent Grant Deed transfers, foreclosures, identity theft, mortgage fraud, private lender loans, real estate standards & practices, SEC real estate fraud indictments, and title/escrow underwriting standards & practices. Core clients include: Banks, credit reporting agencies, financial institutions, law firms, and state/federal agencies.

Mr. Novy’s depth of experience includes 15 years of mortgage underwriting as well as employment as an audit manager, bank fraud examiner, credit administrator, fair lending manager, mortgage fraud investigator, senior mortgage underwriter, quality control manager, and real estate broker (licensed 30 years).

As a senior Wells Fargo Bank underwriter, Mr. Novy held a $1 million lending authority and earned a risk management certificate. Government lending experience includes HUD FHA Direct Endorsement Underwriter and VA underwriter credentials.

Mr. Novy’s core credentials include certified fraud investigator (CFI), CA licensed PI, and real estate brokers’ license. Continuing education courses, conferences, and training certificates are earned annually through ACAMS, ACFE, CALI, CFCIA, and CA Dept. of Real Estate.

As a licensed fraud investigator, Mr. Novy earned 6,000 hours of specialized financial fraud investigation training and conducts mortgage fraud seminars for state & federal agencies. Overall, Mr. Novy’s well rounded experience, verified industry credentials, licensing, and years of formal bank examination training are beneficial to clients seeking a highly qualified expert witness with vetted credentials.

As a PI, Mr. Novy is authorized to conduct extensive background investigations, civil & criminal records searches, legal records, utilize governmental/law enforcement databases, and conduct witness interviews & surveillance. Mr. Novy is available for projects as a financial investigator, expert witness, or both depending on client needs and budget.

 

Primary Areas of Investigation & Expert Witness Testimony:

  • Agency Buybacks & Insurance Claims
  • Bank Audits & Fair Lending Examinations
  • Civil & Criminal Mortgage & Real Estate Fraud
  • Elder Financial Abuse & Identity Theft
  • Falsified Documents & Forged Deeds
  • HUD-OIG, IRS, or FBI Criminal Investigations
  • Identity Theft & Forged Loan Documents
  • Loan Application Fraud, Misstatement of Material Facts
  • Mortgage Underwriting Standards & Practices
  • Private Mortgage Insurance, Private Investor Loans, Promissory Notes
  • Real Estate Regulations and Standards of Care for Mortgage & Real Estate Brokers
  • Title & Escrow Standards & Practices, Title Fraud, and Forged Grant Deeds

Reviews & Recommendations

"I recently retained Mr. Novy as a mortgage and real estate expert witness in a complex Las Vegas civil trial involving real estate identity theft and mortgage fraud. Mr. Novy provided credible expert witness testimony to the jury and is well versed in all aspects of identity theft, bank fraud investigations, mortgage fraud, and real estate standards and practices. Mr. Novy was well prepared and confidently presented his opinions in a professional manner that was useful to the jury. I recommend Mr. Novy for future legal projects related to bank fraud, mortgage lending, and real estate."
Kirk. W. Attorney at Law

"Mr. Novy’s 30 years of experience, combined with formal investigative training and credentials is a strong combination of skills useful to a wide range of financial matters. I recommend Mr. Novy for litigation in the areas of financial investigations and mortgage lending." John S., San Diego, CA

Curtis L. Novy, Mortgage and Real Estate Expert Witness: "Mr. Novy is a highly knowledgeable person in the field of real estate and mortgages. His experience in this field and his ability to explain the processes are a valuable asset that I would recommend that anyone involved in litigation in this area utilize. Mr. Novy's expertise and knowledge was responsible for the dismissal of several felony counts". Melvin E.

Curtis L. Novy, Mortgage Fraud Expert: "Mr. Novy is eminently qualified as a forensic mortgage fraud expert by his lengthy past professional experience working in the mortgage industry. Mr. Novy is well educated, articulate, literate and he has a very likable, but persuasive personality disposition." Phillip O.

"Mr. Novy communicates effectively with counsel, understands all aspects of mortgage lending and fraud investigations, and explains technical terminology in a simple to understand manner. " John T.

 

Licensing & Professional Websites:
CA Dept. of Real Estate Broker's License # 01108665.
CA Bureau of Security & Investigative Services, Qualified Manager License # PI188926 Financial Investigative Services
Financial Investigative Services
https://www.linkedin.com/in/curtisnovy
#RealEstateExpertWitness  #MortgageExpertWitnesses